Buying or Selling a Florida Insurance Agency — Carrier Appointments Don’t Transfer, and the Book-of-Business Earnout Hangs on § 626
When you sell a Florida insurance agency, the carrier appointments that make the book valuable do not transfer. Here is how 626 reshapes the deal and earnout.
D&O Tail Policy on the M&A Closing Statement: Founder Guide
The D&O tail policy on an M&A closing statement runs 200 to 300 percent of the annual premium. Most founders meet it after signing. Here is what to negotiate at the LOI.
Florida § 605.0408 LLC Manager Indemnification in M&A
Florida § 605.0408 makes LLC manager indemnification a creature of the operating agreement — and the buyer rewrites it at close. Here is what survives.
SBA 7(a) Loans for Florida M&A — How Buyer Financing Quietly Reshapes Every Deal Term in Your Purchase Agreement
An SBA 7(a) loan reshapes your purchase agreement whether you notice or not: seller financing, full personal guaranty, life-of-loan standby, and earnout limits all flow from SOP 50-10.
Buying or Selling an HVAC Company in Florida — The § 489 Qualifying Agent Problem That Can Strand the License at Closing
The buyer of your Florida HVAC company is buying a license that does not transfer. Here is the 489.119 qualifying-agent rule and the 60-day clock behind it.
Buying New Construction in Florida: Five Things Sophisticated Buyers Should Negotiate
Buying new construction in Florida? Five things sophisticated buyers should negotiate beyond the standard purchase contract, from Florida real estate counsel.
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