SBA 7(a) Loans for Florida M&A — How Buyer Financing Quietly Reshapes Every Deal Term in Your Purchase Agreement
An SBA 7(a) loan reshapes your purchase agreement whether you notice or not: seller financing, full personal guaranty, life-of-loan standby, and earnout limits all flow from SOP 50-10.
Buying or Selling an HVAC Company in Florida — The § 489 Qualifying Agent Problem That Can Strand the License at Closing
The buyer of your Florida HVAC company is buying a license that does not transfer. Here is the 489.119 qualifying-agent rule and the 60-day clock behind it.
Buying New Construction in Florida: Five Things Sophisticated Buyers Should Negotiate
Buying new construction in Florida? Five things sophisticated buyers should negotiate beyond the standard purchase contract, from Florida real estate counsel.
Section 453A Interest Charge: The Founder Installment Sale Trap
The section 453A interest charge hits any founder installment sale with a seller note above $5 million — and most CPAs only flag it the April after closing.
Working Capital Neutral Accountant Tie-Breaker Drafting
A working capital neutral accountant almost always sides with the buyer. The fix is not in the dispute resolution clause — it is in the specified accounting principles exhibit.
Asset Sale vs. Stock Sale in Florida — The Decision Framework Founders Should Run Before the LOI
Asset sale vs stock sale isn’t a tax decision — it’s a license, lease, customer, and successor-liability decision. Here is the framework Florida founders should run before signing the LOI.
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