Buying a Florida Business With an SBA 7(a) Loan: Standby Seller Notes and the Earnout Ban
SOP 50 10 8 rewrote SBA 7(a) acquisition rules: a 10% equity floor, full-standby seller notes, and no earnouts. What that does to Florida main-street deals.
Buying a Florida Optometry Practice: Section 463.014 Decides Who Owns What
Florida’s optometry statute bars lay ownership of the exam lane but not the optical shop. Structure — not price — is what makes or breaks these deals.
The Transition Services Agreement Is a Deal Document, Not an Afterthought
The transition services agreement decides whether a carve-out works on day one. Scope, service standard, pricing, and exit deserve deal-team attention, not a form.
Signed but Not Closed: Gun-Jumping Rules for the Space Between
Between signing and closing you are still competitors. Gun-jumping enforcement — including a record $5.68 million FTC penalty — polices the space between.
Terminate the Target’s 401(k) Before Closing, or the Buyer Inherits It Whole
In a stock sale, the target 401(k) either dies the day before closing or becomes the buyer’s problem. The successor plan rule is why the timing decides everything.
Buying a Florida Ambulance Company: Three Regulators Stand Between LOI and Closing
Selling a Florida ambulance or medical transport company means a county COPCN, a DOH license under ch. 401, and a Medicare CHOW — three clocks the LOI must respect.
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